5 crimes against students and what they can do

Students are struggling a lot, especially in these tough times caused by the pandemic. Adding stress to their many duties of studying, taking exams, keeping a part-time job and trying to save are people trying to cheat on them. So how do you avoid scams?

Before we get into that, you need to know that scammers often attack young people in newer and more creative ways. ONE Identity Theft Resource Center report said students are most vulnerable when looking for an apartment, signing up for utilities, or getting a credit card – all while abroad.

Below we take a look at the five most common ways students are fooled. Keep calm, we will also give you practical tips on how to avoid fraud:

Fictitious housing offers

This is a top offer for students as there are plenty of cyber criminals out there who take the time and effort into posting fake offers for an ideal apartment. The “landlord” cannot show you the space, but offers to secure it by transferring a deposit. Never fall for it.

Develop your research skills by doing an internet search on the address of the apartment to find all the contact names related to it. You will most likely come across a legitimate listing and someone to contact so that you can verify whether it is real or not.

Fake scholarships

Just like in those emails stating you are entitled to a large sum of money from a random person you’ve never met, you should stay vigilant to avoid such scams.

Always, always, always ensure that you are in direct contact with your school to confirm the legitimacy of your “award”. You can also do a quick search of the organization that offered this to you and see what you find. You should never be required to send money for a scholarship.

Unpaid tuition fee claims

Another day, another call. All of a sudden, someone who claims to be a representative of your college is telling you to be late for your tuition and you will be banned from all courses unless you pay immediately over the phone.

First, end the call as soon as possible. Then contact your school’s grant office using a verified phone number from the institution’s official website to verify that the application is valid. If not, report the incident.

Student loan phishing scams

These scammers love to email and choose the last weeks of August as this is the time when students get their pre-school credits.

Even though there’s no way to delete and block email scams requesting information about your loot with new accounts being created all the time, always double-check the sender’s address. You can inquire about this at your institution and report it if the sender is unknown.

Avoid social media scams

One in five young adults has been hacked on social media and 43% don’t even know how it happened. Once a hacker gets your account, they take control of your digital life. If you share sensitive information, link many accounts, save your credit card information and address, this could be the end for you.

Be safe online, never give out any private information or click the link for a free survey. Stay vigilant and always think twice.

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